Best Business Travel Insurance Companies in the UK

In order to determine the finest travel insurance companies, we examined over 80 different categories of data in its star eatings.

This year, 90 service providers were given a perfect score of five stars for either a yearly subscription or a single trip. In the following table, you will find a selection of the best-rated products. For a complete list of winners, please see the footnotes below.

Table of Contents

To what extent do we examine the terms of the policy?

We took into account a variety of factors beyond just the cost of the insurance itself.

The ultimate score will be influenced by a wide range of factors, some of which include:

Travel insurance is astoundingly less expensive for British citizens. In other words, a tenth of the cost of the same American products.

Best Business Travel Insurance Companies in the UK (1) - economycover

In start with the more “expensive” selections and work your way down. Inevitably, these provide the most comprehensive protection and the greatest financial rewards in the event of a claim.

However, as you can see, the cost is scarcely a factor. You receive all you need with this plan, as you will with all the others we’ll see. Travel interruptions, missing luggage, medical evacuation (described below under “medical coverage”), and other such inconveniences are all covered under this policy.

What’s in it for you?

  • Up to £20,000,000 in medical coverage is available.
  • Up to £8,000 worth of travel cancellation insurance is available.
  • Up to £5,000 in coverage for lost or stolen luggage
  • The European healthcare system does not have a deductible for medical coverage.
  • £47.48 for a one-way travel
  • Add an additional £10.41 to the yearly fee.


Best Business Travel Insurance Companies in the UK (1) - southdowns

If you’re looking for travel insurance in the centre of the pack, go no further than Southdowns. Compared to the prior plan, this one is a third less expensive and still offers the same excellent maximum medical benefit payouts.

For missing luggage and travel cancellation, however, the coverage is less generous. Travelers who don’t anticipate on bringing pricey suits and valuables on a business trip should choose for this alternative.

Amazingly, this can be turned into an annual insurance plan for as little as £1.72, thanks to another incredible finding.

What’s in it for you?

  • Up to £20,000,000 in medical coverage is available.
  • Up to £2,000 worth of decent lost luggage assistance
  • Cancellation insurance that covers up to £3,000 is available.
  • Cost of a single journey: £33.99
  • Added £1.72 to the quoted yearly price


In the event of a catastrophic event, Coverwise provides a plan for you that is both affordable and comprehensive. This is the cheapest plan on the list, yet it still covers medical bills up to a substantial amount.

One hundred and twenty-five pounds is added on top of our other U.K. listings for lost luggage and medical expenses. Non-medical claims, on the other hand, won’t get you as much money back.

But if you’re not concerned about your personal belongings and just want to be sure you’re covered in the most serious of instances, this package is exactly what you’re looking for.

What’s in it for you?

  • High-quality medical insurance with a cap of £20,000,000
  • Up to £1,000 of cancellation coverage is available.
  • Up to £1,000 less coverage for lost luggage
  • The quoted price for a one-way travel is £16.53.
  • Add £9.37 to the annual fee quoted.
  • For foreign enterprises, travel insurance

Business Travel Insurance from Allianz

Best Business Travel Insurance Companies in the UK (1) - Allianz

Despite the fact that Allianz is the world’s largest travel insurance business, it has its advantages.

It’s able to provide extremely high levels of care and customer service, both of which are quite important. For some reason, it’s never difficult to get in touch with a member of the company’s worldwide personnel.

In the long run, travellers may expect good value for their money, even though it isn’t as cheap as the British options we just saw (nothing is).

There are, nevertheless, some gaps. Cancellation insurance costs an additional €155. In any instance, you’ll have to pay for your own lodging and travel expenses, no matter what the reason for the cancellation is.

All things considered, this is a solid bundle.

What’s in it for you?

  • Up to €300,000 in medical coverage is available.
  • Damage to luggage is covered under the insurance policy.
  • Medical evacuation is covered.
  • Flight delays are covered by insurance.
  • The quoted price is €80.80 for a one-way journey.
  • A year’s worth of service is quoted for €168


Best Business Travel Insurance Companies in the UK (1) - Aviva

​​Aviva’s business insurance features and perks.

A wide selection of small and medium-sized business insurance options are available from Aviva. Insuring against a wide range of potential hazards and problems is one of their many services. Landlords and self-employed individuals can also take use of their specialised offerings.

Public liability insurance, employer’s liability insurance, and professional indemnity insurance are just some of the coverage options available via Aviva. Your company’s property, vehicles, and equipment are all covered by this provider’s insurance. In the event of a business interruption, a business income insurance policy might provide financial protection.

What’s in it for you?

  • Insurers are required by law to carry public liability insurance.
  • Insurance for employers’ liabilities
  • Indemnity insurance for professionals
  • Tools, stock, and other business-related items.
  • Insurance for commercial vehicles and vans
  • Insurance for landlords
  • Insurance for the structure and its contents
  • Insurance for the profits of a firm
  • Insurance for self-employed people


The absence of proper insurance coverage would be a glaring omission from any company travel policy. There is a chance that you haven’t given much consideration to the company’s travel policy. It’s possible that you, like many other companies, are worried about how your staff will get around when the time comes. And most of the time, you simply figure that it’ll be fine.

If you’re running a real firm, you need a travel policy. Establishing limits is an important first step in finding answers to pressing issues. A little effort today can save you a lot of headaches in the long run.

If you want to learn more about the growing world ofthe  Travel industry, here is a list of top travel tech startups in the UK.